财 (cái): wealth

财 (cái) is a Chinese character meaning “wealth.” Classified as HSK Level 6 (HSK 3.0 Standard, CLEC 2022), it is composed of 贝 (semantic) and 才 (phonetic). It ranks #680 in character frequency (SUBTLEX-CH corpus).

Etymologically derived, 财 money. Its radical form 贝 (shell) appears in many related characters such as 贵 (guì, expensive), 负 (fù, to bear), 责 (zé, responsibility).

Spoken pronunciation

Definitions

  1. wealth

Etymology & Origin

财

pictophoneticmoney

Decomposition: ⿰贝才 (layout: left-right)

Stroke Order

1
2
3
4
5
6
7

Practice writing 财 with real-time feedback — trace each stroke in the correct order and build muscle memory in the HanziFeed app.

Words & Compounds

HSK Vocabulary with 财

WordPinyinMeaningHSK
财产nouncái chǎnproperty6
财富nouncái fùwealth6
财务nouncái wùfinancial affairs6
财物nouncái wùproperty6
理财verblǐ cáito manage wealth6

Common Compounds

WordPinyinMeaning
财宝nouncái bǎomoney and valuables
财政nouncái zhèngpublic finance
发财verbfā cáito get rich
钱财nounqián cáiwealth
财团nouncái tuánfinancial group
财政部nouncái zhèng bùMinistry of Finance
财力nouncái lìfinancial resources
财源nouncái yuánfinancial resources
财经nouncái jīngfinance and economics
横财nounhèng cáieasy money
守财奴nounshǒu cái númiser
不义之财phrasebù yì zhī cáiill-gotten wealth or gains
财政部长cái zhèng bù zhǎngminister of finance
财主nouncái zhǔrich man
财路nouncái lùlivelihood
101
Total compounds
47
As first character
29
As last character
25
As middle character

财 appears in 101 compound words: 47 as the first character, 29 as the last, and 25 in a middle position. Compound statistics computed from SUBTLEX-CH and HSK 3.0 vocabulary data.

Strongest Collocations

Characters that most frequently co-occur with 财 in natural Chinese text, ranked by NPMI (Normalized Pointwise Mutual Information) — a statistical measure of association strength.

政zhèng
0.56555,608 co-occurrences
产chǎn
0.55820,116 co-occurrences
务wù
0.52014,776 co-occurrences
阀fá
0.5161,048 co-occurrences
富fù
0.4799,947 co-occurrences
补bǔ
0.4753,346 co-occurrences
敛liǎn
0.463458 co-occurrences
经jīng
0.46311,780 co-occurrences
欧ōu
0.4333,516 co-occurrences
钱qián
0.4321,632 co-occurrences

Idioms & Chengyu (26)

爱财如命àicáirúmìngHSK 6+

to love money as if it were one's life; to be extremely stingy or greedy for money

phrase
不义之财bùyìzhīcáiHSK 6+

ill-gotten wealth; ill-gotten gains

phrase
财大气粗cáidàqìcūHSK 6+

to be rich and act in a rude and overbearing manner

phrase
财迷心窍cáimíxīnqiàoHSK 7+

mad about money; greedy to such an extent that one's rationality is obstructed

phrase
财源滚滚cáiyuángǔngǔnHSK 6+

money or profits roll in; to rake it in

phrase
财政大臣Cáizhèng DàchénHSK 6+

Chancellor of the Exchequer

发财致富fā cái zhì fùHSK 6+

to become rich; enrichment

phrase
恭喜发财gōngxǐ fācáiHSK 6+

Happy New Year (congratulations and best wishes for a prosperous Chinese New Year)

phrase
和气生财héqìshēngcáiHSK 6+

An idiom advising people that only by being friendly and not offending customers can you get rich.

phrase
见财起意jiàn cái qǐ yìHSK 6+

seeing riches provokes evil designs

phrase
酒色财气jiǔsècáiqìHSK 6+

wine, sex, avarice and temper; the four cardinal vices

phrase
劳民伤财láomínshāngcáiHSK 6+

to waste both manpower and resources

phrase

Showing 12 of 26 idioms containing 财.

Example Sentences

AI-Generated

财务管理是公司运营的重要环节。

Cáiwù guǎnlǐ shì gōngsī yùnyíng de zhòngyào huánjié.

Financial management is an important part of company operations.

東方日報Feb 2026

东方日报C1:倪乐琳幸保财色 心郁改名转运

dōng fāng rì bào C 1 : 倪 lè 琳 xìng bǎo cái sè xīn yù gǎi míng zhuǎn yùn

Oriental Daily C1: Ni Lelin is lucky to protect her wealth and change her name to transfer

LtnFeb 2026

美财长:与贸易夥伴联系 各国盼维持既有关税协...

měi cái cháng : yǔ mào yì 夥 bàn lián xì gè guó pàn wéi chí jì yǒu guān shuì xié . . .

U.S. Treasury Secretary: Contacting trading partners Countries hope to maintain existing tariff agreements...

百度新闻Feb 2026

预见金马|财通证券资管马晓立:厚植金融为民底色,以....

yù jiàn jīn mǎ cái tōng zhèng quàn zī guǎn mǎ xiǎo lì : hòu zhí jīn róng wéi mín de sè , yǐ . . . .

Foresight Golden Horse|Caitong Securities Asset Manager Ma Xiaoli: Cultivate finance for the people, to...

百度新闻Feb 2026

10万元财物失而复得,长沙火车站春运暖心守护旅客行...

1 0 wàn yuán cái wù shī ér fù dé , cháng shā huǒ chē zhàn chūn yùn nuǎn xīn shǒu hù lǚ kè háng . . .

100,000 yuan of property was lost and recovered, and Changsha Railway Station warmly guarded the passengers' journey during the Spring Festival...

百度新闻Feb 2026

预见金马|财信证券刘宛晨:长期资金入市步伐稳健,有....

yù jiàn jīn mǎ cái xìn zhèng quàn liú 宛 chén cháng qī zī jīn rù shì bù fá wěn jiàn , yǒu . . . .

Foresight Golden Horse|Caixin Securities Liu Wan Chen: long-term capital into the market at a steady pace, there ....

Tatoeba

海盗把财宝藏进了地底。

Hǎidào bǎ cáibǎo cáng jìn le dìdǐ.

The pirates buried their treasure in the ground.

Tatoeba

汤姆无须钱财也能享受。

Tāngmǔ wúxū qiáncái yě néng xiǎngshòu.

Tom doesn't need money to have a good time.

Tatoeba

他被指控犯有好几起侵犯财产罪。

Tā bèi zhǐkòng fàn yǒu hǎojǐ qǐ qīnfàn cáichǎn zuì.

He is charged with multiple property crimes.

Tatoeba

俄罗斯面临着严重的财政困难。

éluósī miànlín zhe yánzhòng de cáizhèng kùnnan.

Russia is facing great financial difficulties.

Character Family

Semantic Family — Characters sharing the 贝 (money) component

Homophones — Characters pronounced cái

Frequently Asked Questions

What does 财 (cái) mean in Chinese?
财 (cái) primarily means "wealth." It is classified as HSK Level 6, making it an advanced character. It ranks #680 in character frequency.
What's the difference between 财 and 在?
财 (cái) and 在 (zài) are often confused. confusable. The key distinguishing feature: 贝 vs 土 (same 才 component).
How many strokes does 财 have?
财 is written with 7 strokes. The correct stroke order matters for recognition and handwriting speed — practice with the animated guide above to build proper technique.
What is the radical of 财?
The radical associated with 财 is 贝 (shell). This radical appears in many characters related to shell.
What are the components of 财?
财 is composed of: 贝 (semantic), 才 (phonetic). Its IDS decomposition is ⿰贝才 with a left-right layout. Understanding the components helps with both memorization and recognizing related characters.
What are common words containing 财?
Common words with 财 include: 财产 (cái chǎn, "property"); 财富 (cái fù, "wealth"); 财务 (cái wù, "financial affairs"); 财宝 (cái bǎo, "money and valuables"); 财政 (cái zhèng, "public finance"). There are over 101 compound words containing this character.
What characters sound the same as 财 (cái)?
Several characters share the pronunciation cái: 材 (material, timber), 才 (ability), 采 (to pick), 彩 ((bright) color), and 4 more. Context and tones help distinguish between them in speech and writing.
Is 财 the same in simplified and traditional Chinese?
No. The simplified form is 财 and the traditional form is 財.

Practice writing 财 with real-time feedback

Trace stroke sequences, hear spoken pronunciation, and build lasting retention with spaced repetition in the HanziFeed app.

Character data sourced from Unihan (Unicode Consortium), SUBTLEX-CH frequency corpus (Cai & Brysbaert, 2010), and Make Me a Hanzi (stroke data). Collocation strength measured via NPMI (Normalized Pointwise Mutual Information). Verified by the HanziFeed linguistics team.

HSK classification follows the HSK 3.0 Standard (Center for Language Education and Cooperation, CLEC, 2022 revision). Idiom data from Wiktionary (CC BY-SA 3.0).

Data last verified: March 2026.