贷 (dài): loan
贷 (dài) is a Chinese character meaning “loan.” Classified as HSK Level 6 (HSK 3.0 Standard, CLEC 2022), it is composed of 代 (phonetic) and 贝 (semantic). It ranks #1594 in character frequency (SUBTLEX-CH corpus).
Etymologically derived, 贷 money. Its radical form 贝 (shell) appears in many related characters such as 贵 (guì, expensive), 负 (fù, to bear), 责 (zé, responsibility).
Definitions
- loan
Etymology & Origin
Stroke Order
Practice writing 贷 with real-time feedback — trace each stroke in the correct order and build muscle memory in the HanziFeed app.
Words & Compounds
HSK Vocabulary with 贷
Common Compounds
| Word | Pinyin | Meaning |
|---|---|---|
| 高利贷noun | gāo lì dài | high-interest loan |
| 信贷noun | xìn dài | credit |
| 借贷noun | jiè dài | to borrow or lend money |
| 还贷verb | huán dài | to repay a loan |
| 放贷verb | fàng dài | to provide loans |
| 责无旁贷phrase | zé wú páng dài | to be duty bound |
| 贷款人noun | dài kuǎn rén | the lender |
| 严惩不贷phrase | yán chéng bù dài | to punish severely (idiom) |
| 贷方noun | dài fāng | credit side (of a balance sheet) |
| 次级房屋信贷危机 | cì jí fáng wū xìn dài wēi jī | subprime mortgage crisis |
| 次贷危机 | cì dài wēi jī | subprime mortgage crisis |
| 信贷危机 | xìn dài wēi jī | credit crisis |
| 贷学金noun | dài xué jīn | student loan |
| 信贷违约掉期 | xìn dài wéi yuē diào qī | credit default swap (finance) |
| 活期贷款 | huó qī dài kuǎn | demand loan (i.e. loan that the borrower can demanded back at any time) |
贷 appears in 41 compound words: 15 as the first character, 44 as the last, and 41 in a middle position. Compound statistics computed from SUBTLEX-CH and HSK 3.0 vocabulary data.
Strongest Collocations
Characters that most frequently co-occur with 贷 in natural Chinese text, ranked by NPMI (Normalized Pointwise Mutual Information) — a statistical measure of association strength.
Idioms & Chengyu (3)
Example Sentences
银行贷款需要提供收入证明和抵押物。
Yínháng dàikuǎn xūyào tígōng shōurù zhèngmíng hé dǐyāwù.
Bank loans require proof of income and collateral.
基隆检察官涉放高利贷羁押禁见 学者叹:损害司法人员形象
jī lóng jiǎn chá guān shè fàng gāo lì dài 羁 yā jīn jiàn xué zhě tàn : sǔn hài sī fǎ rén yuán xíng xiàng
Keelung prosecutor involved in usury detention and ban Scholars sighed: Damaging the image of judicial personnel
美抵押贷款利率跌破6% 为2022年以来最低
měi dǐ yā dài kuǎn lì lǜ diē pò 6 wéi 2 0 2 2 nián yǐ lái zuì dī
U.S. mortgage rates fell below 6%, the lowest since 2022
买房背千万贷款20年 486先生:是投资还是给自己挖...
mǎi fáng bèi qiān wàn dài kuǎn 2 0 nián 4 8 6 xiān shēng : shì tóu zī hái shì gěi zì jǐ wā . . .
Buy a house with a loan of 10 million for 20 years Mr. 486: Is it an investment or digging for yourself...
涉行贿800万换取贷款申请 反贪会捕前电讯公司董事
shè háng huì 8 0 0 wàn huàn qǔ dài kuǎn shēn qǐng fǎn tān huì bǔ qián diàn xùn gōng sī dǒng shì
Involved in bribery of 8 million yuan in exchange for loan applications The Anti-Corruption Commission arrested former telecommunications company directors
2025年国家开发银行发放公路基础设施贷款超360..
nián guó jiā kāi fā yín háng fā fàng gōng lù jī chǔ shè shī dài kuǎn chāo . .
2025 NDB disburses over 360 highway infrastructure loans...
银行对风险客户收取较高的贷款利息。
Yínháng duì fēngxiǎn kèhù shōuqǔ jiào gāo de dàikuǎn lìxī.
Banks charge higher interest on loans to risky customers.
这个家庭非常贫穷以至于无法偿还贷款。
Zhège jiātíng fēicháng pínqióng yǐzhìyú wúfǎ chánghuán dàikuǎn.
The family is too poor to pay back the debts.
他从银行得到了贷款。
Tā cóng yínháng dédào le dàikuǎn.
He got a loan from the bank.
现在的贷款利率很高。
Xiànzài de dàikuǎn lìlǜ hěn gāo.
Interest on loans is high at present.
Character Family
Semantic Family — Characters sharing the 贝 (money) component
Frequently Asked Questions
What does 贷 (dài) mean in Chinese?
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What is the radical of 贷?
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What are common words containing 贷?
What characters sound the same as 贷 (dài)?
Is 贷 the same in simplified and traditional Chinese?
Practice writing 贷 with real-time feedback
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